Freddie Mac Home Possible® and Home Possible AdvantageSM
Freddie Mac Home Possible and Home Possible Advantage offer first-time home buyers and low- to moderate-income borrowers low down payments and flexible source of funds.

  • Purchase or rate/term refinance
  • 1-4 unit primary residence
  • Borrower’s own funds are not required for the down payment on 1-unit residence
  • Borrowers are not required to be first-time homebuyers
  • Homeownership education course required for first time homebuyers
  • Income and property restrictions apply per Freddie Mac guidelines (income limits do not apply in underserved areas - LP® will determine applicability)
  • Affordable Seconds® and institutional subordinate financing is allowed up to 95% CLTV
  • Affordable Seconds are allowed up to 105% CLTV on Home Possible Advantage
  • Lower mortgage insurance cost due to lower MI coverage requirements compared to standard Freddie Mac Programs
  • Lender Paid Mortgage Insurance options offered

Call us today to get started!


Kris Czelusniak
Kris Czelusniak
12276 San Jose Blvd Ste 206 Jacksonville FL 32223