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Your Neighborhood Expert

As an accomplished mortgage industry professional with 20 years experience, Kris observes the housing market from a unique angle.  Requiring perseverance, tenacity and negotiation, and communication skills as he works with mortgage applicants, mortgage brokers, direct lenders, realtors, attorneys, and the list goes on. Today as a real estate professional he is bringing those same skills and talents to an equally broad spectrum of clients.  He continues to hold his Loan Originators license in the state of Florida which adds tremendous value for his real estate clients.  With the ability to offer quality advice regarding a particular home or area of interest along with guidance on any mortgage related questions during the home buying process,  his clients are reassured they are in good hands. 

Kris’s clients and colleagues alike appreciate his honesty, integrity, organizational skills, and the ability to negotiate win-win transactions.  While employing encouragement and genuine concern he creates a positive experience for both sides in any property transaction.  He listens to the client’s needs and matches them to the right property, always assuring an honest and efficient transaction.  With his exceptional reputation for accurate, quick, and timely responses to each client’s needs and concerns, you can be sure the phone and access to email are at his side.

Kris and his family currently reside in St. Augustine, Florida which is known for more than beautiful beaches, great shopping, and fine dining.  The Nation’s Oldest City is rich in over 400 Years of history and culture.                                                                                             












Kris Czelusniak
Kris Czelusniak